With American Rescue Plan subsidies, most HealthSherpa enrollees have found coverage for <$10/month
Note to Media: We can provide state-level aggregate data for categories shown here for healthcare.gov states where HealthSherpa offers ACA-subsidized policies. Please reach out if you’re interested in additional data.
The annual Marketplace Open Enrollment Period has just begun, and this year people are eligible for more affordable coverage than ever! That’s thanks to the American Rescue Plan (ARP) which expanded the subsidies available to people of all income levels.
Since we implemented the ARP subsidy expansions on HealthSherpa, more than 1.5 million people have enrolled or resubmitted their Marketplace applications through HealthSherpa. Most of those people have paid less than $7/month for their coverage, and 40% have found a plan that’s completely free. Notably, the median net premium was $0 for enrollees in NC, SC, MS, MO, and OK.
Read on for more detailed insights into enrollment activity since the ARP subsidy expansions went live on 4/1/2021:
Key Enrollment Metrics, 4/1/2021 – 10/29/2021
HealthSherpa policies: 1,093,941
HealthSherpa lives: 1,545,172
Top States: FL, TX, GA, NC, SC
Costs & subsidies
Percentage claiming a subsidy: 97%
Median Gross Premium: $664.44
Median Net Premium: $6.70
Median Subsidy: $596
Percent enrolled in $0 plans: 41.8%
Metal tier breakdown: Platinum <1% / Gold 3.5% / Silver 74 % / Bronze 1.7% / Expanded Bronze 21% / Catastrophic <1%
Receiving CSR: 68% overall
Average Applicants Per Policy: 1.4
Sex of primary applicant: 54% female, 46% male
Median age: 44
Primary applicant age distribution: 5% under 21 / 17% 21-29 / 19% 30-39 / 22% 40-49 / 26% 50-59 / 12% 60+
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Disclaimer: data listed here is for federal marketplace states only and accurate to 5%.