Blog - HealthSherpa Blog
The American Rescue Plan expands subsidies, makes ACA health insurance cheaper for most Americans

The American Rescue Plan was recently signed into law. This is the largest expansion of the Affordable Care Act since it was signed in 2010, and the American Rescue plan expands subsidies...

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How Much Do Obamacare Premiums Cost?

Interested in Obamacare, but afraid the premiums will be expensive? Here’s some great news. Obamacare, a common name for Affordable Care Act (ACA) plans available through the

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Everything You Need to Know About Health Savings Accounts (HSAs)

A Health Savings Account (HSA) is a special kind of savings account for those who have a

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What is a cafeteria plan?

A cafeteria plan is a certain kind of employee benefit plan where employers offer their employees a number of different pre-tax benefit options from which they may choose. This is sometimes also...

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10 Essential health benefits (EHBs): Everything you need to know

A major win of the Affordable Care Act was the inclusion of Essential Health Benefits (EHBs) in all ACA-compliant health insurance plans. Most broadly, Essential Health Benefits are a way to describe

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Your Quick Guide to the 2021 Open Enrollment Period

Once a year, all eligible Americans get a chance to shop the Health Insurance Marketplace and get a Marketplace plan, also known as Obamacare or an Affordable Care Act plan. This time is known as the...

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What is coinsurance?

If you have health insurance, then you’ve likely heard about

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What is a catastrophic health insurance plan?

A Catastrophic health plan has very low monthly premiums and a very high annual

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When is the Open Enrollment Period for 2021?

Open Enrollment is the designated time when most Americans can buy health insurance for the 2021 calendar year from the Health Insurance Marketplace. In most states, the 2021

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What are the Federal Poverty Levels (FPL)?

In shopping for Marketplace health insurance and learning if you might qualify for certain health insurance tax subsidies, Medicaid, or CHIP you’ll hear a lot about the

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